Updated October 20, 2026

CIBC vs National Bank: Cards, Lines of Credit, Loans and Mortgages Compared

CIBC or National Bank? Compare their lowest credit card, line of credit, loan and mortgage rates side by side, from each bank's own site.

Lowest rateCIBCNational Bank
Lowest credit card rate—8.9%Syncro Mastercard
Unsecured line of credit—11.45%Integrated Line of Credit
Home equity line of credit—5.45%All-In-One Home Equity Line of Credit
Personal or consolidation loan——
5-year fixed mortgage—5.04%5-year fixed closed residential mortgage
5-year variable mortgage—5.04%5-year variable closed residential mortgage

We couldn't confirm matching rates from both banks in the same category yet. A dash means the bank doesn't publish that rate or we couldn't confirm it on its site. The cheapest option for you depends on your credit and what you need it for.

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Advertised rates only. Your rate depends on your credit, so check the bank’s page before you apply.

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