Updated Oct 20, 2026

Every Canadian credit card, in one place.

146 cards from 18 banks, pulled from each bank's own site.

146 cards
  • American Express Cobalt Card

    Earns Membership Rewards points at elevated rates on eats and drinks, groceries, streaming, gas, transit and travel, with points transferable to participating loyalty programs.

    Interest
    21.99%
    Cash advance
    21.99%
    Foreign fee
    2.5%
    Annual fee
    $191.88
    Type
    Rewards
    Network
    Amex
  • American Express Essential Credit Card

    Does not advertise a points or cash-back program; it is primarily offered for its low 12.99% annual interest rate and payment flexibility.

    Interest
    12.99%
    Cash advance
    12.99%
    Foreign fee
    2.5%
    Annual fee
    $25
    Type
    Low rate
    Network
    Amex
  • American Express Aeroplan Card

    Earns Aeroplan points, including accelerated points on eligible Air Canada, Air Canada Vacations, dining and food-delivery purchases, redeemable for flights and other Aeroplan rewards.

    Interest
    Not listed
    Cash advance
    Not listed
    Foreign fee
    2.5%
    Annual fee
    $120
    Type
    Travel
    Network
    Amex
  • American Express Aeroplan Reserve Card

    Earns Aeroplan points at accelerated rates on eligible Air Canada, Air Canada Vacations, dining and food-delivery purchases, with premium Air Canada travel benefits.

    Interest
    21.99%
    Cash advance
    21.99%
    Foreign fee
    2.5%
    Annual fee
    $599
    Type
    Travel
    Network
    Amex
  • American Express Gold Rewards Card

    Earns Membership Rewards points at elevated rates on eligible travel and Canadian gas, grocery and drugstore purchases, with points transferable to several travel programs.

    Interest
    21.99%
    Cash advance
    21.99%
    Foreign fee
    2.5%
    Annual fee
    $250
    Type
    Travel
    Network
    Amex
  • American Express Green Card

    Earns 1 Membership Rewards point per $1 on eligible purchases, with an additional point on eligible hotel and car-rental bookings through Amex Travel Online.

    Interest
    21.99%
    Cash advance
    21.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Amex
  • Marriott Bonvoy American Express Card

    Earns Marriott Bonvoy points, including 5 points per $1 at participating Marriott Bonvoy hotels and 2 points per $1 on other purchases, plus an annual free-night award.

    Interest
    21.99%
    Cash advance
    21.99%
    Foreign fee
    2.5%
    Annual fee
    $120
    Type
    Travel
    Network
    Amex
  • SimplyCash Card from American Express

    Earns 2% cash back on eligible gas and grocery purchases, subject to the grocery limit, and 1.25% cash back on other purchases.

    Interest
    21.99%
    Cash advance
    21.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Amex
  • SimplyCash Preferred Card from American Express

    Earns 4% cash back on eligible gas and grocery purchases, up to applicable annual limits, and 2% cash back on other purchases.

    Interest
    21.99%
    Cash advance
    21.99%
    Foreign fee
    2.5%
    Annual fee
    $119.88
    Type
    Cash back
    Network
    Amex
  • The Platinum Card

    Earns Membership Rewards points on eligible purchases, with enhanced travel and lifestyle benefits including airport-lounge access and annual travel credits.

    Interest
    21.99%
    Cash advance
    Not listed
    Foreign fee
    2.5%
    Annual fee
    $799
    Type
    Travel
    Network
    Amex
  • BMO Ascend World Elite Mastercard

    Earn 5 BMO Rewards points per $1 on travel, 3 points per $1 on dining, entertainment and recurring bill payments, and 1 point per $1 elsewhere.

    Interest
    21.99%
    Cash advance
    23.99%
    Foreign fee
    2.5%
    Annual fee
    $150
    Type
    Travel
    Network
    Mastercard
  • BMO Blue Rewards Mastercard

    Earn Blue Points on purchases, with accelerated earning on groceries, gas, electric-vehicle charging, wholesale and alcohol purchases, plus extra offers through Blue Rewards.

    Interest
    21.99%
    Cash advance
    23.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Mastercard
  • BMO Blue Rewards World Elite Mastercard

    Earn Blue Points with accelerated earning on everyday categories, while receiving premium travel benefits such as lounge access and travel-related insurance.

    Interest
    21.99%
    Cash advance
    23.99%
    Foreign fee
    2.5%
    Annual fee
    $150
    Type
    Travel
    Network
    Mastercard
  • BMO CashBack Mastercard

    Earn 3% cash back on groceries, 1% on eligible recurring bill payments, and 0.5% on other purchases; cash back can be redeemed as a statement credit or deposited to a BMO account.

    Interest
    21.99%
    Cash advance
    23.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Mastercard
  • BMO CashBack World Elite Mastercard

    Earn 5% cash back on groceries, 4% on transit, 3% on gas and electric-vehicle charging, 2% on recurring bills, and 1% on other purchases.

    Interest
    21.99%
    Cash advance
    23.99%
    Foreign fee
    2.5%
    Annual fee
    $139
    Type
    Cash back
    Network
    Mastercard
  • BMO eclipse rise Visa Card

    Earn 5 BMO Rewards points per $2 on recurring bill payments, groceries, dining and takeout, and earn additional annual bonus points when eligible.

    Interest
    21.99%
    Cash advance
    23.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Visa
  • BMO eclipse Visa Infinite Card

    Earn 5 BMO Rewards points per $1 on groceries, dining, gas and transit, 1 point per $1 elsewhere, plus 10% more points when an authorized user is added.

    Interest
    21.99%
    Cash advance
    23.99%
    Foreign fee
    2.5%
    Annual fee
    $120
    Type
    Travel
    Network
    Visa
  • BMO eclipse Visa Infinite Privilege Card

    Earn 5 BMO Rewards points per $1 on groceries, dining, travel, gas and drugstore purchases, 1 point per $1 elsewhere, plus 25% more points when an authorized user is added.

    Interest
    21.99%
    Cash advance
    23.99%
    Foreign fee
    2.5%
    Annual fee
    $599
    Type
    Travel
    Network
    Visa
  • BMO Preferred Rate Mastercard

    No rewards program; this card is primarily designed for its comparatively low purchase and cash-advance interest rates.

    Interest
    13.99%
    Cash advance
    15.99%
    Foreign fee
    2.5%
    Annual fee
    $29
    Type
    Low rate
    Network
    Mastercard
  • BMO U.S. Dollar Mastercard

    No rewards program; it is designed for purchases billed in U.S. dollars and lists its primary-card annual fee as US$49 rather than a CAD amount.

    Interest
    21.99%
    Cash advance
    23.99%
    Foreign fee
    2.5%
    Annual fee
    Not listed
    Type
    Low rate
    Network
    Mastercard
  • BMO VIPorter Mastercard

    Earn 2 VIPorter points per $1 on Porter purchases, 1 point per $1 on everyday travel, and 1 point per $1 on groceries and dining, with points redeemable toward Porter travel.

    Interest
    21.99%
    Cash advance
    23.99%
    Foreign fee
    2.5%
    Annual fee
    $89
    Type
    Travel
    Network
    Mastercard
  • BMO VIPorter World Elite Mastercard

    Earn 3 VIPorter points per $1 on Porter purchases, 2 points per $1 on everyday travel, groceries, dining and hotels, and 1 point per $1 elsewhere, with premium Porter benefits.

    Interest
    21.99%
    Cash advance
    23.99%
    Foreign fee
    2.5%
    Annual fee
    $199
    Type
    Travel
    Network
    Mastercard
  • Students – BMO CashBack Mastercard

    Earn 3% cash back on groceries, 1% on eligible recurring bills, and 0.5% on other purchases, with flexible cash-back redemption.

    Interest
    21.99%
    Cash advance
    23.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Mastercard
  • Brim Mastercard (Brim Standard)

    Earn 1 Brim Rewards point for every $2 spent, with uncapped and unlimited redemption options through Brim Open Rewards.

    Interest
    24.99%
    Cash advance
    24.99%
    Foreign fee
    1.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Mastercard
  • Brim World Elite Mastercard

    Earn 1 Brim Rewards point for every $1 spent, with uncapped and unlimited redemption options through Brim Open Rewards.

    Interest
    24.99%
    Cash advance
    24.99%
    Foreign fee
    1.5%
    Annual fee
    $89
    Type
    Rewards
    Network
    Mastercard
  • Triangle Mastercard

    Earn CT Money: 4% at participating Canadian Tire-family stores, 5¢ per litre at Gas+ and Petro-Canada, 1.5% at eligible grocery stores on the first $12,000 annually, and 0.5% elsewhere; CT Money redeems at $1 for $1.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Mastercard
  • Triangle World Elite Mastercard

    Earn CT Money: 4% at participating Canadian Tire-family stores, 7¢ per litre on premium fuel and 5¢ on other fuel at Gas+ and Petro-Canada, 3% at eligible grocery stores on the first $12,000 annually, and 1% elsewhere; CT Money redeems at $1 for $1.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Mastercard
  • CIBC Adapta Mastercard

    Earns 1.5 Adapta points per dollar in the cardholder’s top three monthly spending categories, 2 points per dollar on eligible travel through CIBC by Expedia and 1 point per dollar elsewhere.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Mastercard
  • CIBC Adapta Mastercard for Students

    Earns 1.5 Adapta points per dollar in the student cardholder’s top three monthly spending categories, 2 points per dollar on eligible travel through CIBC by Expedia and 1 point per dollar elsewhere.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Mastercard
  • CIBC Aeroplan Visa Card

    Earns 1 Aeroplan point per dollar on Air Canada and Air Canada Vacations purchases and on eligible gas, electric-vehicle charging and grocery purchases.

    Other sources differ: interest 21.99% vs 20.99%. Check the bank's page.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Travel
    Network
    Visa
  • CIBC Aeroplan Visa Card for Students

    Earns 1 Aeroplan point per dollar on Air Canada and Air Canada Vacations purchases and on eligible gas, electric-vehicle charging and grocery purchases.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Travel
    Network
    Visa
  • CIBC Aeroplan Visa Infinite Card

    Earns Aeroplan points, including elevated earn rates on Air Canada and Air Canada Vacations purchases and eligible gas, electric-vehicle charging and grocery purchases.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $139
    Type
    Travel
    Network
    Visa
  • CIBC Aeroplan Visa Infinite Privilege Card

    Earns Aeroplan points, including elevated earn rates on Air Canada and Air Canada Vacations purchases and eligible gas, electric-vehicle charging, grocery, travel and dining purchases.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $599
    Type
    Travel
    Network
    Visa
  • CIBC Aventura Gold Visa Card

    Earns Aventura points, including 2 points per dollar on travel booked through the CIBC Rewards Centre and 1.5 points per dollar on eligible gas, electric-vehicle charging, grocery and drugstore purchases.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $139
    Type
    Travel
    Network
    Visa
  • CIBC Aventura Visa Card

    Earns 1 Aventura point per dollar on travel booked through the CIBC Rewards Centre and on eligible gas, electric-vehicle charging, grocery and drugstore purchases.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Travel
    Network
    Visa
  • CIBC Aventura Visa Card for Students

    Earns 1 Aventura point per dollar on travel booked through the CIBC Rewards Centre and on eligible gas, electric-vehicle charging, grocery and drugstore purchases.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Travel
    Network
    Visa
  • CIBC Aventura Visa Infinite Card

    Earns Aventura points, including elevated earn rates on travel booked through the CIBC Rewards Centre and eligible gas, electric-vehicle charging, grocery and drugstore purchases.

    Other sources differ: interest 21.99% vs 20.99%. Check the bank's page.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $139
    Type
    Travel
    Network
    Visa
  • CIBC Aventura Visa Infinite Privilege Card

    Earns Aventura points at premium rates, including 3 points per dollar on travel booked through the CIBC Rewards Centre and 2 points per dollar on eligible dining, transportation, gas, electric-vehicle charging and grocery purchases.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $499
    Type
    Travel
    Network
    Visa
  • CIBC Classic Visa Card

    Does not offer a points or cash-back program, but provides purchase protection, extended protection and other basic card benefits.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Visa
  • CIBC Classic Visa Card for Students

    Does not offer a points or cash-back program, but provides purchase protection, extended protection and student-oriented benefits such as SPC+ membership.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Visa
  • CIBC Costco Mastercard

    Earns up to 3% cash back at restaurants and Costco gas, 2% at other gas stations, electric-vehicle charging stations and Costco.ca, and 1% elsewhere Mastercard is accepted.

    Interest
    21.75%
    Cash advance
    22.49%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Mastercard
  • CIBC Dividend Platinum Visa Card

    Earns 3% cash back on eligible gas, electric-vehicle charging and grocery purchases, 2% on eligible transportation, dining, recurring payments and CIBC by Expedia travel, and 1% on other eligible purchases.

    Other sources differ: interest 21.99% vs 20.99%. Check the bank's page.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $99
    Type
    Cash back
    Network
    Visa
  • CIBC Dividend Visa Card

    Earns 2% cash back on eligible grocery purchases and 1% on eligible gas, electric-vehicle charging, transportation, dining, recurring payments and CIBC by Expedia travel purchases.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Visa
  • CIBC Dividend Visa Card for Students

    Earns 2% cash back on eligible groceries and 1% on eligible gas, electric-vehicle charging, transportation, recurring payments and CIBC by Expedia travel purchases.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Visa
  • CIBC Dividend Visa Infinite Card

    Earns 4% cash back on eligible gas, electric-vehicle charging and grocery purchases, 2% on eligible transportation, dining, recurring payments and CIBC by Expedia travel, and 1% on other eligible purchases.

    Other sources differ: interest 21.99% vs 20.99%. Check the bank's page.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $120
    Type
    Cash back
    Network
    Visa
  • CIBC Select Visa Card

    Does not offer a points or cash-back program; it is primarily designed to reduce borrowing costs with a low regular purchase and cash-advance rate.

    Interest
    13.99%
    Cash advance
    13.99%
    Foreign fee
    2.5%
    Annual fee
    $29
    Type
    Low rate
    Network
    Visa
  • CIBC U.S. Dollar Aventura Gold Visa Card

    Earns 1 Aventura point per U.S. dollar on travel booked through the CIBC Rewards Centre and 1 point per 2 U.S. dollars on other purchases, with no currency-conversion fee on U.S.-dollar purchases.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    No fee
    Annual fee
    Not listed
    Type
    Travel
    Network
    Visa
  • Bonus Visa

    Earns up to 2% in BONUSDOLLARS on eligible restaurant, entertainment, alternative transportation and pre-authorized-payment purchases, with 0.5% on other purchases.

    Interest
    20.9%
    Cash advance
    21.9%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Visa
  • Cash Back Mastercard

    Earns up to 2% cash back on restaurants, entertainment, alternative transportation and pre-authorized payments, and 0.5% on other purchases.

    Interest
    20.9%
    Cash advance
    21.9%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Mastercard
  • Cash Back Visa

    Earns up to 2% cash back on restaurants, entertainment, alternative transportation and pre-authorized payments, and 0.5% on other purchases.

    Interest
    20.9%
    Cash advance
    21.9%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Visa
  • Cash Back World Elite Mastercard

    Earns up to 4% cash back on groceries, up to 3% on restaurants, entertainment and alternative transportation, and 1% on other purchases, subject to category caps.

    Interest
    20.9%
    Cash advance
    21.9%
    Foreign fee
    2.5%
    Annual fee
    $100
    Type
    Cash back
    Network
    Mastercard
  • Flexi Visa

    No rewards program; this card is primarily designed for its low interest rates and includes purchase protection and extended warranty coverage.

    Interest
    10.9%
    Cash advance
    12.9%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Low rate
    Network
    Visa
  • Odyssey Gold Visa

    Earns up to 2% in BONUSDOLLARS on eligible purchases, including travel, restaurants, entertainment, alternative transportation and pre-authorized payments, with 0.65% on other purchases.

    Interest
    20.9%
    Cash advance
    21.9%
    Foreign fee
    2.5%
    Annual fee
    $110
    Type
    Travel
    Network
    Visa
  • Odyssey Visa Infinite Privilege

    Earns up to 4% in BONUSDOLLARS on eligible purchases and includes extensive travel benefits, including airport-lounge access and comprehensive travel insurance; the annual fee is $295 for Desjardins members and $395 for non-members.

    Interest
    11.9%
    Cash advance
    12.9%
    Foreign fee
    2.5%
    Annual fee
    $295
    Type
    Travel
    Network
    Visa
  • Odyssey World Elite Mastercard

    Earns up to 3% in BONUSDOLLARS on eligible purchases and includes comprehensive travel insurance and eight annual passes to the Desjardins Odyssey Lounge.

    Interest
    20.9%
    Cash advance
    21.9%
    Foreign fee
    2.5%
    Annual fee
    $130
    Type
    Travel
    Network
    Mastercard
  • Home Trust Equityline Visa

    No rewards program is stated; the card is primarily positioned as a low-interest, high-limit Visa secured by home equity, with the assigned interest rate varying by collateral and credit.

    Interest
    12.99%
    Cash advance
    12.99%
    Foreign fee
    No fee
    Annual fee
    No fee
    Type
    Low rate
    Network
    Visa
  • Home Trust Preferred Visa

    Earns 1% cash back on all eligible purchases with no annual cap; cash advances, fees, interest, balance transfers, and foreign-currency transactions are excluded.

    Interest
    21.99%
    Cash advance
    21.99%
    Foreign fee
    No fee
    Annual fee
    No fee
    Type
    Cash back
    Network
    Visa
  • Home Trust Secured Visa — low-interest option

    No rewards program is stated; this option is designed to build or rebuild credit while offering a lower purchase interest rate for a $59 annual fee.

    Interest
    14.99%
    Cash advance
    19.8%
    Foreign fee
    2%
    Annual fee
    $59
    Type
    Low rate
    Network
    Visa
  • Home Trust Secured Visa — no-fee option

    No rewards program is stated; this option is designed to build or rebuild credit using a security deposit.

    Interest
    19.99%
    Cash advance
    19.99%
    Foreign fee
    2%
    Annual fee
    No fee
    Type
    Low rate
    Network
    Visa
  • Laurentian Bank Visa Cashback

    Earns 2% cash back on gas, groceries and recurring payments, and 1% cash back on other eligible purchases.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    Not listed
    Annual fee
    $65
    Type
    Cash back
    Network
    Visa
  • Laurentian Bank Visa Infinite

    Earns 2 points per $1 on gas, groceries, travel and transportation, 2 points per $1 on recurring payments, and 1 point per $1 on other eligible purchases.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    Not listed
    Annual fee
    $130
    Type
    Rewards
    Network
    Visa
  • Laurentian Bank Visa Reduced Rate

    Offers basic Laurentian Bank Rewards points through eligible purchases and merchant offers, with redemptions available toward the account balance or eligible purchases.

    Interest
    12.49%
    Cash advance
    13.99%
    Foreign fee
    Not listed
    Annual fee
    $30
    Type
    Low rate
    Network
    Visa
  • Laurentian Bank Visa Reward Me

    Earns 1 point per $1 on gas, groceries and recurring payments, and 0.5 point per $1 on other eligible purchases, redeemable toward the account balance or eligible purchases.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    Not listed
    Annual fee
    No fee
    Type
    Rewards
    Network
    Visa
  • Amazon.ca Rewards Mastercard

    After the welcome offer, eligible Prime members earn 2.5% back at Amazon.ca and Whole Foods Market stores in Canada and on eligible foreign-currency transactions, while non-Prime cardholders earn 1.5% at Amazon.ca and Whole Foods and 1% on eligible foreign-currency and other purchases.

    Interest
    21.74%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Mastercard
  • MBNA Rewards Platinum Plus Mastercard

    Earn 2 points per $1 on eligible restaurant, grocery, digital media, membership and household-utility purchases after the introductory period, 1 point per $1 elsewhere, plus a birthday bonus; points can be redeemed for travel, cash back, merchandise, gift cards and charitable donations.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    Not listed
    Annual fee
    No fee
    Type
    Travel
    Network
    Mastercard
  • MBNA Rewards World Elite Mastercard

    Earn 5 points per $1 on eligible restaurant, grocery, digital media, membership and household-utility purchases up to the annual category limits, 1 point per $1 elsewhere, plus a birthday bonus; points can be redeemed for travel, cash back, merchandise, gift cards and charitable donations.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    Not listed
    Annual fee
    $120
    Type
    Travel
    Network
    Mastercard
  • MBNA Smart Cash Platinum Plus Mastercard

    Earn 2% cash back on eligible gas and grocery purchases up to the $500 monthly spend cap and 0.5% cash back on all other eligible purchases.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    Not listed
    Annual fee
    No fee
    Type
    Cash back
    Network
    Mastercard
  • MBNA Smart Cash World Mastercard

    Earn 2% cash back on eligible gas and grocery purchases up to the $500 monthly spend cap and 1% cash back on all other eligible purchases.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    Not listed
    Annual fee
    $39
    Type
    Cash back
    Network
    Mastercard
  • MBNA True Line Gold Mastercard

    No rewards program; this card is primarily marketed for MBNA’s lowest standard purchase rate.

    Interest
    10.99%
    Cash advance
    24.99%
    Foreign fee
    Not listed
    Annual fee
    $39
    Type
    Low rate
    Network
    Mastercard
  • MBNA True Line Mastercard

    No rewards program; this card is primarily marketed for its 12.99% standard purchase rate.

    Interest
    12.99%
    Cash advance
    24.99%
    Foreign fee
    Not listed
    Annual fee
    No fee
    Type
    Low rate
    Network
    Mastercard
  • Allure Mastercard

    Earns 1 point per $2 spent, converted annually into $10 cash-back credits per 1,000 points, while contributing 1% of purchases to the Quebec Breast Cancer Foundation.

    Interest
    20.99%
    Cash advance
    22.49%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Mastercard
  • ECHO Cashback Mastercard

    Earns 1.5% cash back on gas, groceries, and online purchases up to the applicable annual threshold, and 1% on other eligible purchases.

    Interest
    20.99%
    Cash advance
    22.49%
    Foreign fee
    2.5%
    Annual fee
    $30
    Type
    Cash back
    Network
    Mastercard
  • MC1 Mastercard

    No points or cash-back program is stated; benefits focus on credit-building, purchase protection, and extended warranty coverage.

    Interest
    20.99%
    Cash advance
    22.49%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Mastercard
  • mycredit Mastercard

    Earns 1% cash back on restaurant purchases and recurring pre-authorized payments, and 0.5% on other eligible purchases.

    Interest
    20.99%
    Cash advance
    22.49%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Mastercard
  • Platinum Mastercard

    Earns up to 2 À la carte Rewards points per dollar, redeemable for travel discounts, merchandise, gift cards, or statement credits.

    Interest
    20.99%
    Cash advance
    22.49%
    Foreign fee
    2.5%
    Annual fee
    $70
    Type
    Travel
    Network
    Mastercard
  • Syncro Mastercard

    No rewards program is stated; the card is primarily designed to provide National Bank’s lowest purchase and cash-advance rates.

    Interest
    8.9%
    Cash advance
    12.9%
    Foreign fee
    2.5%
    Annual fee
    $35
    Type
    Low rate
    Network
    Mastercard
  • World Elite Mastercard

    Earns up to 5 points per dollar, including accelerated points on groceries and restaurants, plus travel redemptions and travel-expense reimbursements.

    Interest
    20.99%
    Cash advance
    22.49%
    Foreign fee
    2.5%
    Annual fee
    $150
    Type
    Travel
    Network
    Mastercard
  • World Mastercard

    Earns up to 2 À la carte Rewards points per dollar, with points redeemable for travel discounts, merchandise, gift cards, or statement credits.

    Interest
    20.99%
    Cash advance
    22.49%
    Foreign fee
    2.5%
    Annual fee
    $115
    Type
    Travel
    Network
    Mastercard
  • Cathay World Elite Mastercard – powered by Neo

    Earns 4 Asia Miles per dollar on Cathay Pacific flights, 2 miles on foreign-currency purchases, 1 mile on Canadian purchases, and extra miles at Neo partners.

    Interest
    19.99%
    Cash advance
    22.99%
    Foreign fee
    3%
    Annual fee
    $180
    Type
    Travel
    Network
    Mastercard
  • Neo Mastercard

    Earns cashback at thousands of Neo partner merchants, with offers that can reach up to 15%.

    Interest
    Not listed
    Cash advance
    Not listed
    Foreign fee
    3%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Mastercard
  • Neo World Elite Mastercard – Everywhere

    Earns 2% cashback on every purchase plus up to 15% cashback at Neo partners.

    Interest
    19.99%
    Cash advance
    22.99%
    Foreign fee
    3%
    Annual fee
    $149
    Type
    Cash back
    Network
    Mastercard
  • Neo World Elite Mastercard – Gas & Grocery

    Earns 5% cashback on groceries, 4% on recurring bill payments, 3% on gas or EV charging, 1% on other purchases, and up to 15% at Neo partners.

    Interest
    19.99%
    Cash advance
    22.99%
    Foreign fee
    3%
    Annual fee
    $149
    Type
    Cash back
    Network
    Mastercard
  • Neo World Elite Mastercard – Shop & Dine

    Earns 5% cashback on food and drink, 3% on retail shopping, 1% on other purchases, and up to 15% at Neo partners.

    Interest
    19.99%
    Cash advance
    22.99%
    Foreign fee
    3%
    Annual fee
    $149
    Type
    Cash back
    Network
    Mastercard
  • Neo World Mastercard – Everywhere

    Earns 1% cashback on every purchase plus up to 15% cashback at Neo partners.

    Interest
    19.99%
    Cash advance
    22.99%
    Foreign fee
    3%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Mastercard
  • Neo World Mastercard – Gas & Grocery

    Earns 2% cashback on groceries, recurring bill payments, and gas or EV charging, 0.5% on other purchases, and up to 15% at Neo partners.

    Interest
    19.99%
    Cash advance
    22.99%
    Foreign fee
    3%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Mastercard
  • Neo World Mastercard – Shop & Dine

    Earns 2% cashback on food and drink, 2% on retail shopping, 0.5% on other purchases, and up to 15% at Neo partners.

    Interest
    19.99%
    Cash advance
    22.99%
    Foreign fee
    3%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Mastercard
  • United MileagePlus Neo World Elite Mastercard

    Earns 1.25 MileagePlus miles per dollar on United and Star Alliance flights, 1 mile on dining and groceries, and 0.75 miles on other purchases, plus United travel benefits.

    Interest
    19.99%
    Cash advance
    Not listed
    Foreign fee
    3%
    Annual fee
    $89
    Type
    Travel
    Network
    Mastercard
  • PC Insiders World Elite Mastercard

    Earns enhanced PC Optimum™ points on grocery, fuel, Shoppers Drug Mart®, Joe Fresh®, dining, transit, and other purchases, and includes a complimentary PC Express™ Pass plus additional insurance and concierge benefits.

    Interest
    21.99%
    Cash advance
    22.97%
    Foreign fee
    2.5%
    Annual fee
    $120
    Type
    Rewards
    Network
    Mastercard
  • PC Mastercard

    Earns PC Optimum™ points: 1% back at participating grocery stores, 2.5% at Shoppers Drug Mart®/Pharmaprix®, 1% at Joe Fresh®, at least 3¢ per litre at Esso™ and Mobil™, and 1% on dining, transit, and other purchases.

    Interest
    21.99%
    Cash advance
    22.97%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Mastercard
  • PC World Elite Mastercard

    Earns PC Optimum™ points: 3% back at participating grocery stores, 4.5% at Shoppers Drug Mart®/Pharmaprix®, 3% at Joe Fresh®, at least 3¢ per litre at Esso™ and Mobil™, and 1% on dining, transit, and other purchases.

    Interest
    21.99%
    Cash advance
    22.97%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Mastercard
  • PC World Mastercard

    Earns PC Optimum™ points: 2% back at participating grocery stores, 3.5% at Shoppers Drug Mart®/Pharmaprix®, 2% at Joe Fresh®, at least 3¢ per litre at Esso™ and Mobil™, and 1% on dining, transit, and other purchases.

    Interest
    21.99%
    Cash advance
    22.97%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Mastercard
  • moi RBC Visa

    Earn 2 Moi points per $1 at participating stores and on dining, gas and EV charging, and 1 point per $1 on other purchases.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Visa
  • More Rewards RBC Visa

    Earn More Rewards points at participating Western Canadian partners and on everyday purchases, with redemption for groceries and other rewards.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Visa
  • More Rewards RBC Visa Infinite

    Earn 8 More Rewards points per $1 at participating partners and on gas, EV charging and dining, plus 4 points per $1 on other purchases.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Visa
  • RBC Avion Visa Infinite

    Earn 1 Avion point per $1 on regular purchases and 1.25 points per $1 on eligible travel purchases, redeemable for flights, hotels, car rentals and more.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $120
    Type
    Travel
    Network
    Visa
  • RBC Avion Visa Infinite Privilege

    Earn 1.25 Avion points per $1 on eligible purchases, with enhanced travel redemption value and premium travel benefits.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $399
    Type
    Travel
    Network
    Visa
  • RBC Avion Visa Platinum

    Earn 1 Avion point per $1 on eligible purchases and redeem points for flights, hotels, car rentals, gift cards, merchandise and other rewards.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $120
    Type
    Travel
    Network
    Visa
  • RBC British Airways Visa Infinite

    Earn 3 Avios per $1 on British Airways purchases, 2 Avios on dining and food delivery, and 1 Avios on other qualifying purchases.

    Interest
    20.5%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $165
    Type
    Travel
    Network
    Visa
  • RBC Cash Back Mastercard

    Earn unlimited cash back, including 2% on groceries, 1% on gas, EV charging, transit and rideshare, and 0.5% on other everyday purchases.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Mastercard
  • RBC Cash Back Preferred World Elite Mastercard

    Earn unlimited cash back on qualifying purchases, including a higher rate on eligible spending categories.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $120
    Type
    Cash back
    Network
    Mastercard
  • RBC ION Visa

    Earn 1.5 Avion points per $1 on groceries, gas, EV charging, rideshare, streaming and digital gaming, and 1 point per $1 on other purchases.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Visa
  • RBC ION+ Visa

    Earn 3 Avion points per $1 on groceries, dining, gas, rideshare, streaming, digital gaming and subscriptions, and 1 point per $1 elsewhere.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $48
    Type
    Rewards
    Network
    Visa
  • RBC U.S. Dollar Visa Gold

    Earn 1 Avion point for every U.S. dollar spent while making purchases directly in U.S. dollars.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    No fee
    Annual fee
    Not listed
    Type
    Rewards
    Network
    Visa
  • RBC Visa Classic Low Rate Option

    This card is primarily designed for its fixed low interest rates and does not offer a conventional points or cash-back rewards program.

    Interest
    12.99%
    Cash advance
    14.99%
    Foreign fee
    2.5%
    Annual fee
    $20
    Type
    Low rate
    Network
    Visa
  • RBC Visa Platinum

    Provides access to RBC and Avion Rewards partner offers but does not state a standard earn rate for points or cash back.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Visa
  • WestJet RBC Mastercard

    Earn 1.5 WestJet points per $1 on WestJet, WestJet Vacations and Sunwing Vacations purchases and on selected categories, plus 1 point per $1 elsewhere.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $39
    Type
    Travel
    Network
    Mastercard
  • WestJet RBC World Elite Mastercard

    Earn 2 WestJet points per $1 on WestJet and WestJet Vacations purchases and on groceries and transportation, and 1.5 points per $1 on other everyday purchases.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $139
    Type
    Travel
    Network
    Mastercard
  • Rogers Red Mastercard

    Earn 2% cash back on eligible purchases with a qualifying Rogers, Fido, Shaw or Comwave service, otherwise 1% on non-U.S.-dollar purchases and 2% on U.S.-dollar purchases; regular rates are 21.99%–25.99% for purchases and 22.99%–27.99% for cash advances.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Mastercard
  • Rogers Red World Elite Mastercard

    Earn 2% cash back on eligible purchases with a qualifying Rogers, Fido, Shaw or Comwave service, otherwise 1.5%, plus 3% on U.S.-dollar purchases and a 1.5× redemption bonus for eligible Rogers-related purchases; regular rates are 21.99%–25.99% for purchases and 22.99%–27.99% for cash advances.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Mastercard
  • Rogers Red World Legend Mastercard

    Earn 2% cash back globally with an eligible Rogers service or 1.5% without one, with no foreign-currency conversion fee, a 1.5× redemption bonus for eligible Rogers-related purchases, and additional travel and entertainment benefits; regular rates are 21.99%–25.99% for purchases and 22.99%–27.99% for cash advances.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    No fee
    Annual fee
    $495
    Type
    Cash back
    Network
    Mastercard
  • Rogers Red World Mastercard

    Earn 2% cash back on eligible purchases with a qualifying Rogers, Fido, Shaw or Comwave service, otherwise 1% on regular purchases and 2% on U.S.-dollar purchases, with a 1.5× redemption bonus for eligible Rogers-related purchases; regular rates are 21.99%–25.99% for purchases and 22.99%–27.99% for cash advances.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Mastercard
  • L'earn Visa Card

    Earns up to 1% Moneyback rewards on eligible purchases.

    Interest
    19.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Visa
  • Scotia Momentum Mastercard credit card

    Earns 1% cash back on eligible gas, grocery, drugstore and recurring-payment purchases and 0.5% on other eligible purchases.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Mastercard
  • Scotia Momentum No-Fee Visa Card

    Earns cash back on eligible everyday spending, including accelerated cash back on grocery and recurring-payment categories.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Visa
  • Scotia Momentum No-Fee Visa Card for Students

    Earns cash back on eligible everyday spending with accelerated cash back on selected grocery and recurring-payment categories.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Visa
  • Scotia Momentum Visa Card

    Earns 2% cash back on groceries, food delivery, drugstores, gas, EV charging, transit, recurring bills and recurring subscriptions, and 1% on other eligible purchases.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $49
    Type
    Cash back
    Network
    Visa
  • Scotia Momentum Visa Card for Students

    Earns cash back on eligible everyday spending, including accelerated cash back on grocery, gas, drugstore and recurring-payment categories.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $49
    Type
    Cash back
    Network
    Visa
  • Scotia Momentum Visa Infinite + Card

    Earns up to 4% cash back on eligible groceries, recurring bill payments, gas, EV charging, transit, rideshare, food delivery and drugstore purchases, plus cash back on other purchases.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $120
    Type
    Cash back
    Network
    Visa
  • Scotiabank American Express Card

    Earns Scene+ points, including accelerated points on participating groceries, other grocery purchases, dining, entertainment, gas, transit and select streaming services.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Travel
    Network
    Amex
  • Scotiabank American Express Card for Students

    Earns Scene+ points, including accelerated points on participating groceries, other grocery purchases, dining, entertainment, gas, transit and select streaming services.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Travel
    Network
    Amex
  • Scotiabank GM Visa Card

    Earns GM Earnings that can be applied toward the purchase or lease of eligible new Chevrolet, Buick, GMC or Cadillac vehicles.

    Interest
    Not listed
    Cash advance
    Not listed
    Foreign fee
    2.5%
    Annual fee
    Not listed
    Type
    Rewards
    Network
    Visa
  • Scotiabank GM Visa Infinite Card

    Earns GM Earnings that can be applied toward the purchase or lease of eligible new Chevrolet, Buick, GMC or Cadillac vehicles.

    Interest
    Not listed
    Cash advance
    Not listed
    Foreign fee
    2.5%
    Annual fee
    Not listed
    Type
    Rewards
    Network
    Visa
  • Scotiabank Gold American Express Card

    Earns up to 6 Scene+ points per dollar on eligible grocery, dining, entertainment and select travel purchases, with points redeemable for travel and other rewards.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    No fee
    Annual fee
    $120
    Type
    Travel
    Network
    Amex
  • Scotiabank Passport Visa Infinite + Card

    Earns Scene+ points on travel, groceries, dining, entertainment, transit and other purchases, redeemable for travel and other rewards.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    No fee
    Annual fee
    $150
    Type
    Travel
    Network
    Visa
  • Scotiabank Passport Visa Infinite Privilege Card

    Earns 3 Scene+ points per dollar on eligible travel and 2 points per dollar on eligible dining and entertainment, with premium travel benefits.

    Interest
    20.99%
    Cash advance
    22.99%
    Foreign fee
    No fee
    Annual fee
    $599
    Type
    Travel
    Network
    Visa
  • Scotiabank Platinum American Express Card

    Earns 2 Scene+ points per dollar on eligible purchases, with enhanced travel earning and premium travel benefits.

    Interest
    9.99%
    Cash advance
    9.99%
    Foreign fee
    No fee
    Annual fee
    $399
    Type
    Travel
    Network
    Amex
  • Scotiabank Scene+ Visa Card

    Earns 2 Scene+ points per dollar at participating grocery merchants, Home Hardware and Cineplex, and 1 point per dollar on other eligible purchases.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Travel
    Network
    Visa
  • Scotiabank Scene+ Visa Card for Students

    Earns 2 Scene+ points per dollar at participating grocery merchants, Home Hardware and Cineplex, and 1 point per dollar on other eligible purchases.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Travel
    Network
    Visa
  • Scotiabank U.S. Dollar Visa Card

    Provides no rewards and is designed for U.S.-dollar purchases without a currency-conversion fee on those purchases.

    Interest
    19.99%
    Cash advance
    22.99%
    Foreign fee
    No fee
    Annual fee
    $35
    Type
    Low rate
    Network
    Visa
  • Scotiabank Value Visa Card

    Provides no rewards; it is primarily designed to reduce interest costs for cardholders who carry balances.

    Interest
    13.99%
    Cash advance
    13.99%
    Foreign fee
    2.5%
    Annual fee
    $29
    Type
    Low rate
    Network
    Visa
  • Scotiabank Value Visa Card for Students

    Provides no rewards and is primarily designed to reduce interest costs for student cardholders who carry balances.

    Interest
    13.99%
    Cash advance
    13.99%
    Foreign fee
    2.5%
    Annual fee
    $29
    Type
    Low rate
    Network
    Visa
  • ScotiaGold Passport Visa Card

    Earns 1 Scene+ point per dollar on purchases and additional Scene+ points on eligible rent, condo-fee and housing-related payments made through Casa.

    Interest
    19.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $110
    Type
    Travel
    Network
    Visa
  • Simplii Financial Cash Back Visa Card

    Earn 4% cash back on eligible restaurant and bar purchases, 1.5% on eligible gas, grocery, drugstore and pre-authorized-payment purchases, and 0.5% on all other purchases, subject to annual category limits.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Visa
  • Tangerine Money-Back Credit Card

    Earn unlimited 2% cash back in up to three customizable categories, plus 0.5% cash back on all other eligible purchases; rewards are paid monthly.

    Interest
    20.95%
    Cash advance
    22.95%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Mastercard
  • Tangerine Money-Back World Mastercard

    Earn unlimited 2% cash back in up to three customizable categories, plus 0.5% cash back on all other eligible purchases, with additional World Mastercard benefits.

    Interest
    20.95%
    Cash advance
    22.95%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Mastercard
  • Tangerine Rewards World Elite Mastercard

    Earn 1.5 Scene+ Points per dollar in three selected accelerator categories and 1 Scene+ Point per dollar elsewhere, redeemable for travel, groceries, dining, entertainment, fuel and more.

    Interest
    20.95%
    Cash advance
    22.95%
    Foreign fee
    2.5%
    Annual fee
    $120
    Type
    Travel
    Network
    Mastercard
  • TD Cash Back Visa Infinite Card

    Earns Cash Back Dollars, with higher earn rates on eligible groceries, gas and EV charging, transit, recurring bills, and streaming/digital media, plus cash back on other purchases.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $139
    Type
    Cash back
    Network
    Visa
  • TD Cash Back Visa Card

    Earns Cash Back Dollars on eligible purchases, which can be redeemed to help pay down the account balance.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Cash back
    Network
    Visa
  • TD First Class Travel Visa Infinite Card

    Earns TD Rewards Points that can be redeemed toward travel and other eligible rewards, with accelerated earning on selected purchase categories.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $139
    Type
    Travel
    Network
    Visa
  • TD Low Rate Visa Card

    Does not advertise a rewards program; it is primarily offered for its comparatively low purchase and cash-advance interest rates.

    Interest
    12.9%
    Cash advance
    12.9%
    Foreign fee
    2.5%
    Annual fee
    $25
    Type
    Low rate
    Network
    Visa
  • TD Platinum Travel Visa Card

    Earns TD Rewards Points on eligible purchases, which can be redeemed for travel and other eligible rewards.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $89
    Type
    Travel
    Network
    Visa
  • TD Rewards Visa Card

    Earns TD Rewards Points on purchases, including points that can be used for eligible Amazon.ca purchases through Shop with Points and other redemptions.

    Other sources differ: interest 21.99% vs 19.99%. Check the bank's page.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    No fee
    Type
    Rewards
    Network
    Visa
  • TD U.S. Dollar Visa Card

    Does not advertise a rewards program; its main benefit is making purchases and paying bills in U.S. dollars without conversion fees for those U.S.-dollar transactions.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    No fee
    Annual fee
    Not listed
    Type
    Rewards
    Network
    Visa
  • TD Aeroplan Visa Infinite Privilege Credit Card

    Earns Aeroplan points with premium Air Canada and Aeroplan travel benefits, including accelerated earning on eligible purchases.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $599
    Type
    Travel
    Network
    Visa
  • TD Aeroplan Visa Infinite Card

    Earns Aeroplan points on eligible purchases, with accelerated earning and Air Canada/Aeroplan travel benefits.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $139
    Type
    Travel
    Network
    Visa
  • TD Aeroplan Visa Platinum Credit Card

    Earns Aeroplan points on eligible purchases that can be redeemed through the Aeroplan program for flights and other rewards.

    Interest
    21.99%
    Cash advance
    22.99%
    Foreign fee
    2.5%
    Annual fee
    $89
    Type
    Travel
    Network
    Visa

Rates can change. Check the bank's page before you apply.

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Choosing a credit card in Canada

Compare credit cards from Canadian banks side by side: purchase interest, cash advance rate, annual fee and foreign transaction fee. Filter by low rate, no fee, cash back, travel or no foreign fee. Rates are pulled from each bank’s own website and marked when we could not confirm them.

What is the lowest interest credit card in Canada?

Low-rate cards usually charge between about 8% and 13%, compared with around 20% on most cards. Sort by lowest interest above to see the current lowest rates.

Are no-fee credit cards worth it?

If you carry a balance, the interest rate matters more than the fee. If you pay in full every month, a no-fee card with rewards is often the best value.

What is a foreign transaction fee?

Most Canadian cards add about 2.5% to purchases in other currencies. Cards marked “No foreign fee” skip this charge.

GoPayoff shows rates each bank advertises. It isn't financial advice, and your rate depends on approval. We use analytics cookies to improve the site.