RBC vs Scotiabank: Cards, Lines of Credit, Loans and Mortgages Compared
RBC or Scotiabank? Compare their lowest credit card, line of credit, loan and mortgage rates side by side, from each bank's own site.
| Lowest rate | RBC | Scotiabank |
|---|---|---|
| Lowest credit card rate | 12.99%RBC Visa Classic Low Rate Option | 9.99%Scotiabank Platinum American Express Card |
| Unsecured line of credit | — | — |
| Home equity line of credit | — | — |
| Personal or consolidation loan | 7.69%RBC Debt Consolidation Loan — Variable Rate | — |
| 5-year fixed mortgage | — | — |
| 5-year variable mortgage | — | — |
Where both banks publish a rate, Scotiabank is cheaper in 1 of 1 categories. A dash means the bank doesn't publish that rate or we couldn't confirm it on its site. The cheapest option for you depends on your credit and what you need it for.
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Try the payoff calculatorAdvertised rates only. Your rate depends on your credit, so check the bank’s page before you apply.