Updated October 20, 2026

RBC vs TD: Cards, Lines of Credit, Loans and Mortgages Compared

RBC or TD? Compare their lowest credit card, line of credit, loan and mortgage rates side by side, from each bank's own site.

Lowest rateRBCTD
Lowest credit card rate12.99%RBC Visa Classic Low Rate Option21.99%TD Cash Back Visa Infinite Card
Unsecured line of credit——
Home equity line of credit——
Personal or consolidation loan7.69%RBC Debt Consolidation Loan — Variable Rate—
5-year fixed mortgage—5.39%TD 5 Year Fixed Closed
5-year variable mortgage—4.29%TD 5 Year Variable Closed

Where both banks publish a rate, RBC is cheaper in 1 of 1 categories. A dash means the bank doesn't publish that rate or we couldn't confirm it on its site. The cheapest option for you depends on your credit and what you need it for.

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Advertised rates only. Your rate depends on your credit, so check the bank’s page before you apply.

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