Updated October 20, 2026

BMO Mortgage Rates (October 2026)

Compare 8 mortgage rates from BMO, with rates taken from BMO's own website.

ProductTypeRate
BMO 5-Year Variable Mortgage (closed)5-year variable4.1% not confirmed
BMO 3-Year Fixed Mortgage (closed)3-year fixed4.74% not confirmed
BMO 5-Year Smart Fixed Mortgage (closed)5-year fixed4.94% not confirmed
BMO Fixed Rate Closed Mortgage — 2 year2-year fixed4.94% not confirmed
BMO Fixed Rate Closed Mortgage — 1 year1-year fixed5.49% not confirmed
BMO Fixed Rate Closed Mortgage — 4 year4-year fixed5.99% not confirmed
BMO Fixed Rate Closed Mortgage — 7 year7-year fixed6.4% not confirmed
BMO Fixed Rate Closed Mortgage — 10 year10-year fixed6.8% not confirmed

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